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With the onset of the pandemic, there is no doubt that agencies and companies feel a more pressing need to ramp up cybersecurity infrastructure and network security models. Cyberattacks are getting more sophisticated, driven by accelerated digital transformation – moving to cloud, rolling out new applications and e-services at lightning speed – to address the needs of citizens and customers.
Combined with the surge in the use of end-point devices for remote working and the entry of new emerging technologies like IoT (Internet of Things), cybercriminals are having a field day, creating havoc in customer records, causing huge financial and intellectual property losses in public and private sector organisations alike.
The widespread move towards remote work and hence, the need for access and security have spurred investment in ZeroTrust security. The ability to authenticate and monitor all traffic, regardless of its position inside or outside of an organisation’s network, promises to reduce or eliminate many security risks.
The pandemic changed things and there is no turning back to an old reality. The question is: How can organisations keep up with the never-ending threat of cyberattacks and futureproofing themselves?
The 7th Annual Singapore OpenGov Leadership Forum 2022, Day 3, was held on 19 May 2022 at Singapore Marriott Tang Plaza Hotel. It convened digital leaders from the Singapore public sector and financial services industry to discuss, deliberate, share and plan for the next phase of transformation.
Security in a post-covid reality


Mohit Sagar, Group Managing Director, and Editor-in-Chief, OpenGov Asia, kicked off the session with his opening address.
“We’re in the age of the metaverse,” Mohit claims, pointing out the growing trend of the metaverse. “The metaverse is where all the information will be sitting very soon. Everyone who does not know cryptocurrency will think that it is bad.”
Being a digital-first nation, Singapore is at the centre of attention. If the nation is not future-ready, it cannot be said to be prepared at all, Mohit claims. And in a future-ready country, data is foundational. Safe and wide access to data then becomes the challenge and goal.
With consumers and businesses operating in a more distributed fashion, the attack surface has widened more than ever before as well. Like in other parts of the world, cyber-attacks are becoming increasingly common in Singapore, Mohit acknowledges. Ransomware cases in Singapore rose 154% in 2020, clearly becoming a growing threat.
Against this backdrop, a new ransomware economy has emerged for attackers, enabled by ransomware-as-a-service providers. Attackers have grown sophisticated in executing double extortion attacks whereby sensitive data is exfiltrated under threat of release.
“The world is not the same as it was, but are organisations keeping up with the changes?” Mohit asks. “ About 95% of all successful cyber-attacks are caused by human error.”
People need more intel because the threat is ongoing. Cyberthreats will continue to evolve, Mohit claims. People can no longer hide behind security o stifle development and innovation. Organisations must embrace the risks, plan for them and push the envelope as far as possible.
In conclusion, he feels, the best approach to safeguard data is to look for partners who are experts in their field of work who can help organisations keep their glass full so that they can focus on their business objectives.
Acknowledging the changing frontiers of technology


Bidyut Dumra, Executive Director & Head of Innovation DBS Bank spoke next on the rising trend of the metaverse.
In his current role, Bidyut looks after innovation in the bank and also furthers other areas of interest – metaverse, running an online gaming tournament and a network of gaming cafes. Bidyut begins by sharing his experience of working in different sectors.
As part of innovation at DBS, they do trend spotting and create a house field that dictates when to jump on a trend and how. According to Bidyut, the semblance of the metaverse came in 2019 and there were a few indicators that heralded it: 1) The typical persona of a gamer changed significantly. The number of gaming personas increased and the financial activity online has increased dramatically. 2) There was a dramatic increase in the popularity of e-sports and 3) Technology pushed that bridge between digital and physical experience.
Considering the trends, DBS began sponsoring championships, creating their team to compete and addressing gamer incentives. They invested heavily in understanding blockchain and went about creating their platform, tokens and digital assets.
“To put it simply, the metaverse is a digital reality,” Bidyut opines. “It is characterised by being real-time, its persistence and the experience of identity and assets. Within the metaverse, there can be multiple experiences of work, life, and play. With the metaverse, one can take on multiple avatars to mimic what people can do in their physical life.”
Each metaverse is a planet, where you can own land, assets (characters, clothes, etc.) and privileges, which can sometimes be transferred into the physical world. For instance, a ticket in the metaverse might grant you access to the physical world, and vice-versa. All transactions in the metaverse are stored in a blockchain – it is an underlying tech.
To serve and take advantage of this market and business opportunity, people are creating ancillary services and businesses, he notes. There are a lot of people are in the space – investments have gone up.
Ultimately, it is code, and code is built by people. This means that security falls back on the integrity of the code and the coder. He encourages delegates to take a closer look at metaverses because that is where the money and sentiment are heading towards.
Staying secure with Zero Trust


Scott Hesford, Director of Solutions Engineering, APJ, BeyondTrust elaborated on Zero Trust and how privileges can be applied.
“What is Zero Trust?” Scott begins. “It is an evolving set of cybersecurity paradigms that move defences from static, network-based perimeters to focus on users, assets, and resources.”
The Zero Trust framework is still fairly vague in terms of what specific technology is required and how to implement it. It has mostly been left up to technology vendors, agencies and organisations to determine what Zero Trust is. Consequently, it has become an industry buzzword that can mean many different things, depending on the vendor offering it.
Assets, users and devices are no longer confined in a physical structure behind a secured perimeter but instead scattered in a new cloud-based universe. Organisations can no longer rely on typical network controls for their security. Digital transformation – including cloud and workforce mobility – has vastly expanded the attack surface.
The Zero Trust model brings a lot of focus to the potential that something or someone within the network perimeter has been compromised.
Under the assumption that every user, request and server is untrusted until proven otherwise, a zero-trust solution dynamically and continually assesses trust every time a user or device requests access to a resource.
This approach prevents attackers from exploiting weaknesses in the perimeter to gain entry, and, once inside, move laterally to access confidential applications and data.
On the path to Zero Trust, NIST provides a clear playbook on how to adopt zero trust principles. He emphasises that zero trust is not a single set of technologies an organisation can purchase, but a guiding set of principles that organisations will gradually adopt as they shift resources from on-premises to the cloud and retire legacy architecture. In the implementation process, hybrid implementations are expected to continue, given the challenges of modernising legacy systems that may be incompatible with zero trust


In the adoption journey, the role of Privileged Access Management (PAM) is critical, Scott asserts. Applying the granularity of PAM to achieve Zero Trust objectives ensures all access is appropriate, managed and documented – regardless of how the perimeter has been redefined.
According to Scott, PAM enables Zero Trust in 8 ways:
- Continuously enforces adaptive and just-in-time access controls based on context
- Manages and enforces credential security best practices for all privileged passwords, secrets, and keys for accounts
- Applies least privilege controls for every identity and account – human, application, machine, employee, vendor, etc.
- Implements segmentation and micro-segmentation to isolate various assets, resources, and users to restrict lateral movement
- Secures remote access with granular least privilege and adaptive capabilities well beyond that of VPNs, RDP, and other common remote access technologies
- Secures access to control planes (cloud, virtual, DevOps) and sensitive applications
- Continuously monitors, manages and audits every privileged session that touches the enterprise
BeyondTrust and ZeroTrust are solutions that support the smart, practical implementation of NIST’s Zero Trust security model without disrupting business processes. BeyondTrust solutions can be implemented with a Zero Trust Architecture (ZTA). Scott concludes that the hybrid approach provides companies with the ability to select the parts of the Zero Trust model that make sense to implement in their environment with a common-sense approach toward long-term security. In closing, he urges the delegates to consider Zero Trust adoption – a vital framework to keep the data safe.
Cyber resilience in face of evolving challenges


Soh Kiat Hiong, Head of System Engineering, Rubrik, shared thoughts on cyber resilience in the new normal.
“As we all know, ransomware is a clear and growing threat,” Kiat Hiong observes. “With consumers and businesses operating in a more distributed fashion, the attack surface has widened more than ever before as well”
Agreeing with Mohit, he acknowledges that a new ransomware economy has emerged for attackers, enabled by ransomware-as-a-service providers. Attackers have grown increasingly clever in deploying double extortion attacks in which critical data is taken under threat of release. There is a shift from an opportunistic approach to a targeted approach.
Ransomware as a service is making it easier for criminals to commit crimes. There is also a rise in high-profile ransomware incidences. “How do we secure and eliminate the surface area and ensure that data is encrypted?” Kiat Hiong asks.
For Kiat Hiong, resilience is about having data security that aligns with the Zero Trust data security framework. It is not just about backup and recovery but about understanding the magnitude of impact – about understanding, identifying the sensitive data, and tiering the recovery. To do that requires one to streamline the valuable information, understand the high-value data that is impacted and prevent re-infection.
Additionally, Kiat Hiong shares that Rubrik is also able to offer insights on cyber-attacks. Rubrik saw an opportunity in understanding what has happened and what has changed. When data is ingested, it allows them to understand the environment and prevent ransomware from reinfecting customers.
He highlights the use case in the public sector in Singapore. Before Rubrik stepped in, there were legacy platforms without an air gap, which has a big surface area for attack due to the separation between the backup and storage. As such, Rubrik implemented zero-trust data security to eliminate the surface area for an attack so that no data is presented online.


With Rubrik’s Zero Trust Data Security, the organisation:
- Scaled-Out Simplicity with Zero Data Security
- Removed storage online or on the network (native logical air gap)
- Ensured that backups cannot be modified/encrypted (immutable file system)
- Integrated with AWS S3 Immutable Object Lock
- Guaranteed that major attacks are now recoverable events from the 1st copy
As a result, the organisation achieved:
- 80% Productivity Improvement
- Accelerated DevTest with API (application programming interfaces) automation
- Reduced Business Downtime with Instant Live Mount
- Near 100% success rate


In concluding his presentation, Kiat Hiong outlined the 3 key pillars of Rubrik’s Zero Trust Data Security – Data Resilience, Data Observability and Data Recovery. More importantly, Rubrik is also able to give insights, conduct ransomware investigation and sensitive data discovery, and carry out threat hunting. He encourages the delegates to speak with him to further understand how Rubrik can assist organisations in the security of their data.
Polling results in the morning session
Throughout the morning session, delegates were polled on different topics.
Delegates were then asked about what would have the bulk of their budget allocation in 2022 –2023. Under a quarter (23%) indicated embracing cloud technology, be it public or private as the bulk of their budget. One section was equally divided between allocating the bulk of their budget to the digitalisation of processes to deliver better or ‘Smart’ services (19%) and improving integrity and governance while reducing inefficiency (19%). The rest indicated they would invest in leveraging IoT to improve processes and productivity (15%), enhancing or adopting AI (Artificial Intelligence) and Analytics for improving outcomes through forecasting, prediction, and optimisation (12%) or fortifying resilience (12%).
On the main motivator that is driving digital transformation, most (40%) are influenced by the desire to speed up their time-to-market to fully capitalise on business opportunities or to serve citizens better. Just over a quarter (28%) see a growing need to maximise value/insights from an increasing amount of data assets as a motivator. Others were split between the improved capability to manage an increasing amount of data at the edge locations while ensuring security and compliance (16%) and providing a consistent and seamless cloud-everywhere experience across a distributed organisation (16%).
Inquiring about concerns in the consideration to move to cloud, over half (52%) were anxious about security and governance. Other delegates were focussing on the need to re-skill talent (28%), operational costs (17%) or vendor lock-in (3%).
The subsequent poll asked delegates what they saw as the biggest challenge in digitalisation and cloud migration. Over a third (38%) found people and skillset the biggest issue, under a quarter chose data classification/data sovereignty/data residency and just over a fifth (21%) went with security and compliance risk. One group of the remaining delegates was evenly divided over executive support/top management strategy (7%) and legacy infrastructure (7%) while the rest (3%) said the budget was of concern.
On their plans to implement Zero Trust across their extended environment, most (47%) are partnering with multiple security partners to build a practical and pragmatic roadmap to implement zero trust. Other delegates were split between implementing zero trust with a primary focus on identifying our critical assets (42%) and making huge investments in different technologies and not sure where to start due to operational complexities (11%).
On the key driver for their organisation’s initiating/augmenting an identity access/Zero Trust management programme, over half (58%) identified Security/Data Protection/Breach Prevention as a key driver. That is followed by the desire to reduce endpoint, Insider and IoT security threats (16%). The remaining delegates were split between internal/Industry/Regulatory compliance (11%), operational efficiency (11%), and addressing hybrid IT (Information Technology) security issues (5%).
When asked about the approach that is for their organisation in evolving to SASE (Secure Access Service Edge), an overwhelming majority would take a best of breed approach to select partners that are most appropriate to my organisation’s needs (73%), followed by looking for partners who can provide complete SASE solution (27%).
In conversation: Digital Sovereignty – the impact on your cloud strategy


The polling was followed by a conversation between Mohit Sagar, Group Managing Director & Editor-In-Chief OpenGov Asia, Kenny Seah, Head of Identity Access Management, Adnovum Singapore and Melvin Koh, Head of Sales Engineering ASEAN, Thales.
The rapid and pervasive development of digital technology has brought ‘digital sovereignty’ to the forefront of many governments’ policy agendas. Many countries have introduced digital sovereignty laws of varying scope on account of concerns about cybersecurity, data privacy and sensitivity and cyber capabilities, often imposing broad restrictions on cross-border data transfer or introducing local content requirements for digital-related services.
Melvin explains that digital sovereignty is about an organisation’s control over hardware software and data controlled by the organisation, which is related to the data privacy act. It shifts the responsibility to the organisation to protect the data. He notes that the prevailing data protection challenge lies in instances where data is shared outwards or in use and emphasises the importance of seeing where the data is shared.
Mohit was curious about Kenny’s thoughts on the impact of digital sovereignty on the deployment of cloud strategy, to which Kenny observes the trend that more organisations are embarking on a cloud strategy. However, the missing focus is on the migration process – knowing how to do it and choosing the approaches. Organisations need to be aware of the different strategies.
Mohit adds that it is not a lift-and-shift play and that organisations need to re-organise their data when they adopt cloud technology. Kenny believes that the process of determining whether data can migrate to cloud is understanding whether data is protected through encryption, generalisation, tokenisation, and anonymisation to maintain the control.
Besides data sovereignty, which was mentioned by Melvin, Kenny offers definitions of the other two terms: 1) Operational Sovereignty – maintaining resilience and having control over operations and managing incidence when a breach is detected and 2) Software sovereignty – propriety control over the software that organisations or their vendor have developed or co-sourced. That arrangement needs to be well-protected through legal means so that organisations will have ownership of the software
Melvin feels that when moving to cloud, it always begins as hybrid cloud. Organisations at the start of the journey will need to classify what can be moved to cloud. They will have to understand the security they have on-prem and on their cloud service provider. It would be crucial to maintain the same level of security for both systems.
For organisations already in the cloud and have multiple clouds, management becomes an issue. There needs to be a centralised component to manage both clouds and maintain the lifecycle of the key.
In conclusion, Kenny added that data classification and complexity of multi-cloud strategy are considerations for organisations planning their cloud strategy and Melvin added that it is a journey that will require time and patience.
Strengthening security through SaaS


Lim Wee Jian, Senior Solutions Engineer Public Sector, VMware talked about the SaaS approach toward security.
VMware’s goal is to run more with existing resources and make their business run faster. He notes that the cloud migration has made data more distributed and VMware’s mission is to help organisations run more apps on any of the cloud at scale.
Cloud technology has its own set of complications, Wee Jian believes. It can be an inconsistent experience for operations or development – applications are leveraging on a cloud-native architecture which makes running applications and multi-cloud complicated.
There are many compelling reasons for modernising applications. COVID-19 has brought about a radical change in how businesses operate and deliver to consumer expectations. Technologies like Grabfood, Shopping website, Netflix and most importantly, Tracetogether, are good examples of the user experience becoming a digitally driven one.
Digital transactions are the new currency for services and this requires modern applications and systems that support a digital ecosystem. The ability to deliver new features and services rapidly is essential.
For businesses to remain competitive and agile, they would require systems that are fast, automated, and repeatable capabilities. Capabilities such as automated application building and deployment within hours or minutes including all phases of code and security testing.
More importantly, a digital system drives the need for cultural and operational change, and this needs a digital ecosystem that is well integrated and automated.
While building our modern application using cloud-native approach, we will need to inject security during development or operation time.
DevSecOps is a way of approaching IT security with an “everyone is responsible for security” mindset. It involves injecting security practices into an organization’s DevOps pipeline. The goal is to incorporate security into all stages of the software development workflow. The obvious advantage of doing this is that organisations can identify potential vulnerabilities and work on resolving them sooner – the earlier you find any bugs, the cheaper it will be for you to fix them.
About the factors contributing to the SaaS trend, Wee Jian mentioned:
- Operational efficiency – Customers are looking at the time and cost benefits of using vendor-managed services.
- Security – Customer looking at a vendor to take up the responsibility to maintain and update the software to resolve security vulnerabilities
- Reliability – SLA is always sometime on top of our customer’s minds to ensure that the availability of services is guaranteed.
- Allow enterprises to focus more on business and less on maintaining operations, security, and high availability
Using the Tanzu portfolio, Wee Jian demonstrates the processes involved in the context of the day-to-day work of building, delivering, and managing modern apps – from how to support developer velocity to operating in production at scale.


Wee Jian emphasises that it is an effort that requires tight collaboration across development, security, and operational teams, ensuring each team’s needs are met, but with a clear separation of concerns so that each role can be optimised for their jobs. Developers can focus on delivering key business logic. Security teams can ensure security and compliance guardrails are inserted end-to-end (and automated), and operations teams (or platform teams) can focus on the platform —and the applications and clusters running there.


In conclusion, Wee Jian believes that great modern software is not just about the tools but about the people and culture. Tanzu Lab is a consultancy service that can help the team scale their practice.
Buttressing your cyber recovery capabilities


Marcus Loh, General Manager, South Asia Data Protection Solutions, Dell Technologies spoke next on cyber recovery.
Marcus begins by emphasising that people cannot afford to be walled off even though that is the most secure position – businesses need a productive solution that can be deployed in their environments.
Unpacking the concept of cyber resiliency, Marcus explains, “Cybersecurity describes a company’s ability to protect against and avoid the increasing threat from cybercrime. Meanwhile, cyber resilience refers to a company’s ability to mitigate damage (damage to systems, processes, and reputation), and carry on once systems or data have been compromised. In essence, cyber resilience is about reducing the impact of a cyber event.”
The explosion of data is a pressing issue that many organisations face. COVID-19 expedited the process because brick-and-mortar establishments are going online. However, most organisations do not know what info they have and why they are keeping them.
What is making data retention policy problematic is when organisations keep it forever. He shares that only 15% of all data are mission-critical. Keeping data increases the attack surface – and especially so because people are working from home.
What he also observes is the unequal attention on prevention but not on recovery. However, he highlights that ransomware has been designed to target the backup.
He believes that traditional strategies are not enough to do the following:
- Backup Server encryption
- Backup encryption
- DNS/AD down/corruption
- Recovery performance in massive change rate, full application recovery
- Full-stack recovery
- Primary data encryption
- Restore targets


It is easy to say that data recovery is about identifying the correct backup version and recovery but it is hard to tell if your backup is dirty. “How do you ensure that you have a clean backup copy?” Marcus asks.
In conclusion, he emphasises the importance of finding out the MVO (minimal viable organisation) of an organisation. He reiterates that organisations only need 15% of mission-critical applications to run their business in the event of a cyber event. “When you protect everything, you protect nothing,” Marcus claims.


Polling results in the afternoon session
Throughout the afternoon session, delegates were polled on different topics.
Delegates were then asked about what would have the bulk of their budget allocation in 2022 –2023. Half (50%) indicated embracing cloud technology, be it public or private as the bulk of their budget. The remaining delegates allocated the bulk of their budget to fortifying cyber resilience (22%), digitalisation of processes to deliver better or ‘Smart’ services (17%), improving integrity and governance whilst reducing inefficiency (6%) and enhancing or adopting AI and Analytics for improving outcomes through forecasting, prediction, and optimisation (6%).
On the main motivator that is driving digital transformation, delegates were equally divided between speeding up their time-to-market to fully capitalise on business opportunities or to serve citizens better (31%) and improving their capability to manage an increasing amount of data at the edge locations while ensuring security and compliance (31%). The rest of the delegates are driven by the need to provide a consistent and seamless cloud-everywhere experience across a distributed organisation (15%).
Regarding key concerns in the consideration to move to cloud, most (47%) were focused on the need to re-skill talent (47%), followed by security and governance (40%) while the rest were looking at operational costs (13%).
About what they saw as the biggest challenge in digitalisation and cloud migration, half (50%) found people and skillset the biggest issue. The rest of the delegates found data classification/data sovereignty/data residency (21%) and security and compliance risk (21%) challenging. The remaining delegates found budget (7%) to be of concern.
Inquiring about the cyber security concerns that organisations are most worried about, most delegates (40%) were concerned about attacks on public-facing websites and infrastructure. (e.g., SQLi, XSS, DDOS). A third (33%) are concerned about phishing and spear-phishing campaigns. The remaining delegates are bothered about social engineering campaigns targeting employees/partners/users (20%) and attacks on remote access infrastructure, e.g., VPN compromise (7%).
Asked about key drivers for their organisation’s initiating/augmenting an identity access/Zero Trust management programme, most (45%) identified Security/Data Protection/Breach Prevention as critical and was followed by internal/Industry/Regulatory compliance (18%). The rest of the delegates are evenly split between the desire to reduce endpoint, Insider and IoT security threats (9%), operational efficiency (9%), response to audit or security incidents (9%) and addressing hybrid IT security issues (9%).
Inquiring about the approach for their organisation in evolving to SASE (Secure Access Service Edge), an overwhelming majority (75%) would take a best-of-breed approach to select partners that are most appropriate to the organisation’s needs. The rest said they would be staying with existing partners, consolidating as necessary (17%) or are looking for partners who can provide a complete SASE solution (8%).
Closing
To conclude the day, Mohit stresses the importance of getting started on the journey of securing data and information. It is the only way to stay relevant in face of changing realities. For Mohit, there is a need to take a serious look at security and data recovery – attacks are inevitable. It is crucial because organisations are focusing on technologies to keep their most vulnerable populations safe and secure – kids, seniors, families and communities.


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OpenGov Asia has recognised GovTech for the public sector’s evolving digital use. The agency has streamlined government operations and broken new ground with its Virtual Intelligent Chat Assistant (VICA). The project is part of GovTech’s ongoing efforts to develop and deploy chatbots to fill gaps in government services and enhance the lives of citizens.
VICA is the most recent citizen assistant platform from GovTech, utilising Artificial Intelligence (AI) to create more efficient and beneficial chatbots for government agencies to manage and for end users. The ‘Ask Jamie’ Virtual Assistant will eventually be replaced by VICA.
The engine-neutral platform employs cutting-edge tech to enhance performance and precision. VICA utilises natural language processing engines, machine learning and AI to enhance virtual and phone interactions between Singapore government institutions and residents or businesses.
This platform not only learns and interprets conversations but also offers businesses the ability to design and train chatbots, features that Ask Jamie did not provide. The automated processes provided by VICA make it easier for agencies to onboard and “train” their chatbots.
This accomplishment earned GovTech the prestigious OpenGov Asia Recognition of Excellence Award, which will be presented at the 8th Annual Singapore OpenGov Leadership Forum 2023.
Chatbot advancement to improve citizen experience
In addition to providing a simple FAQ, VICA improves transactional services in numerous other ways. Streamlining transactions provides greater convenience and access to government services and information, as well as quicker and more direct responses to user inquiries.
Taxi drivers and hawker stall owners, for instance, can use the IRAS chatbot to request assistance with tax filing. The Municipal Services Office’s OneService Chatbot, Kaki, which allows residents to easily report municipal issues via WhatsApp and Telegram, is also powered by VICA.
VICA-powered chatbots provide the public with timely updates, such as the Gov.sg chatbot, which provides COVID-19 updates and disseminates important government announcements in English, Chinese, Malay and Tamil.
Using NLP technology has allowed VICA-powered chatbots to better understand and interpret human language, particularly in the context of Singaporean English, thereby improving overall user experience. It is possible to create more structured conversational flows by defining intents, entities and context management – the building blocks that provide directions to chatbots and allow them to meet the needs of users.
VICA provides detailed analytics and insights into the performance of the chatbot as well as user conversations. With this information, the team can identify areas for improvement to enhance performance and accuracy.
Technology is constantly evolving, and the team is continuously on the lookout for and learning about new AI trends. Hence, VICA has been experimenting with a Generative AI programme that can understand written prompts and respond with helpful assistance in real-time since mid-2022.
VICA’s development involves the gradual integration of cutting-edge technology that meets the requirements of the entire government. These technological upgrades will include a unified chat frontend to ensure consistent branding across all government ministries and agencies – Singpass Integration, Live Chat Escalation, and support for various chat platforms like WhatsApp and Telegram.
As part of the closed beta programme with internal testers, the VICA team has been utilising these technologies to improve the quality and efficacy of the chatbots with citizens.
Developers also want to reduce the time and effort that their agency partners have to invest in training and maintaining their chatbots. While the team has always been receptive to new technologies, they take a measured approach, through progressive internal testing phases with the selected partner agencies before launching to the public.
The strategy is to determine how technological advancements can benefit not only the agency partners but also citizen users.
VICA intends to surpass FAQ-style chatbots with near-human conversation capabilities in the long run. It intends to combine services and transactional capabilities so that chatbots can assist users with their inquiries and complete transactions.
Given the potential risks and shortcomings associated with the development of intelligent development of platforms, it is vital to have an ethics framework in place. This will allow developers to plan for and be aware of the pitfalls and limitations of AI, which include:
- Accuracy: Models can give false responses that sound convincing
- Bias: Inherent biases may exist in the training dataset, which can be difficult to pre-empt due to the lack of information. This could then manifest in the model’s responses;
- Harmful content: To create a safe and healthy environment for users’ interaction with chat apps, chat moderation is important to monitor and regulate user input messages against inappropriate and offensive content;
- Data governance: When interacting with chatbots, users may inadvertently volunteer personal and confidential data through the chatbot’s prompts.
It is essential to encourage interactions with them and provide feedback to ensure that chatbots are performing as intended and to improve their overall performance.
Despite the functionality and enormous potential of generative AI, VICA has placed a high priority on governing its use to ensure that such technology is employed in an ethical manner benefitting both end users and society.
To mitigate the risk of unintended prejudices and ensure adherence to data governance rules, it is crucial to adopt an intentional strategy for the collection and transformation of raw data into useful and insightful outputs. Such a strategy can help ensure that the data is handled fairly and responsibly and that any potential risks are addressed pre-emptively or proactively. Moreover, this approach ensures that the resulting outputs are accurate, reliable and trustworthy.
About the team
The organisation recognises the importance of aligning team members towards a shared vision and objective, regardless of their diverse backgrounds. With a diverse team, each member can bring their unique perspectives and expertise to the table. Working collaboratively, the team can leverage these diverse perspectives to generate innovative problem-solving strategies.
The VICA team fosters an atmosphere of open communication and encourages feedback, creating a cooperative environment where team members feel heard and valued. This establishes a safe place where everyone feels comfortable sharing their thoughts and ideas.
They frequently organise team-building activities outside of work to foster camaraderie, build stronger relationships and create a more cohesive team dynamic. They believe this approach can lead to more innovative solutions and better decision-making.
Defining clear objectives and goals is crucial for the success of the VICA team. Every team member understands that they are working towards a common objective, providing a sense of purpose and direction.
Clear missions and defined tasks allow the team to stay on track and ensure that their efforts are moving the project forward in the right manner. This approach helps ensure that everyone is aligned and focused on achieving the same goals, which ultimately contributes to the success of the project.
The VICA team has implemented a robust project management framework that outlines the roles and responsibilities of team members at each project stage. They adhere to budget planning procedures to manage costs effectively. This framework helps ensure that everyone is clear on their responsibilities and contributes effectively to the project’s success within the specified budget.
The VICA team has adopted an agile approach that emphasises adaptability, speed and continuous quality improvement. The team uses retrospectives to evaluate what works well and what doesn’t, identifying opportunities for future improvement. This enables the team to quickly make adjustments and continuously improve the project’s quality, resulting in a more successful outcome.
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Proyek VICA (Virtual Intelligence Chat Assistant) adalah platform layanan chatbot yang bisa digunakan sebagai dasar pengembangan berbagai layanan chatbot di berbagai instansi pemerintahan Singapura. Platform ini ditenagai dengan Kecerdasan Buatan (Artificial Intelligence/ AI) dan pembelajaran mesin (Machine Learning/ ML) agar chatbot yang dikembangkan oleh berbagai instansi pemerintahan bisa memberikan respons yang lebih ‘manusiawi’ kepada warga dan berbagai perusahaan di Singapura.
Layanan platform chatbot VICA dikembangkan oleh GovTech, yaitu Badan Teknologi Pemerintah (Government Technology) yang mendorong transformasi digital ke berbagai instansi pemerintah di Singapura. GovTech mengembangkan VICA sebagai perbaikan dari layanan chatbot sebelumnya; Ask Jamie.
Untuk membantu VICA memberikan jawaban yang lebih natural dan akurat, GovTech memanfaatkan teknologi NLP (natural language processing) terbaru dengan platform mesin-agnostik. Menerapkan kecerdasan buatan dan pembelajaran mesin membuat VICA mampu mempelajari dan menafsirkan percakapan dan meningkatkan interaksi ketika ‘diajak bicara’ secara virtual maupun lewat telepon. Sebagai sebuah platform, VICA juga digunakan oleh berbagai instansi pemerintah lain untuk melatih chatbot yang mereka kembangkan. Fitur ini sebelumnya tak ada di platform chatbot Ask Jamie.
VICA merupakan bagian dari upaya GovTech untuk membangun dan menggunakan chatbot guna menjembatani pemerintah dengan warga dan swasta. Kepiawaian dan inovasi GovTech ini mendapat atensi dari OpenGov Asia untuk mendapatkan penghargaan OpenGov Asia Recognition of Excellence Award yang akan diberikan pada Singapore OpenGov Leadership Forum 2023 tahunan ke-8.
Chatbot pintar
Dalam wawancara dengan CEO dan Pemimpin Redaksi OpenGov Asia, tim pengembang VICA menyebut mereka telah meningkatkan berbagai fitur untuk memperbaiki cara chatbot anyar ini dalam melayani pengguna. VICA bisa memberi jawaban lebih cepat dan sesuai konteks sehingga ia tak hanya menjawab pertanyaan berdasarkan jawaban yang sering ditanyakan atau sesuai template semata. Hal ini membuat pengguna merasa lebih nyaman ketika berinteraksi dengan VICA.
Sebagai sebuah platform, VICA juga digunakan untuk mengembangkan chatbot instansi pemerintah lain. Contohnya adalah chatbot IRAS yang digunakan wiraswasta seperti supir taksi atau pemilik kios jajanan untuk meminta bantuan dalam pengajuan pajak. Kaki, chatbot layanan terpadu dari Kantor Layanan Kota bisa yang akan menampung laporan dan keluhan warga soal masalah kota lewat WhatsApp dan Telegram.
Selain itu, platform chatbot VICA juga bisa memberikan informasi terbaru secara real-time kepada warga. Contohnya, chatbot Gov.sg yang memberikan pembaruan status COVID-19 dan pengumuman pemerintah dalam bahasa Inggris, Mandarin, Melayu, dan Tamil.
Agar interaksi dengan VICA lebih ramah pengguna, tim memanfaatkan teknologi NLP untuk bisa memahami dan menginterpretasikan bahasa manusia. Namun, bahasa utama yang paling baik diinterpretasikan VICA saat ini adalah bahasa Inggris Singapura.
“Dengan memahami maksud pertanyaan, siapa yang menanyakan, dan konteks pertanyaan, ini akan jadi bahan arahan bagi chatbot untuk memberikan jawaban yang memuaskan kebutuhan pengguna, sehingga alur percakapan bisa lebih terstruktur,” jelas tim VICA.
Agar performa VICA makin bagus, tim juga melengkapi platform ini dengan analisis data. Hasil analisis itu memberikan gambaran terperinci tentang kinerja chatbot serta bagaimana kinerjanya atas percakapan pengguna. Hal ini membuat tim VICA bisa mengidentifikasi hal yang bisa diperbaiki untuk meningkatkan akurasi VICA.
Ketika memanfaatkan AI, terdapat kekhawatiran masalah etika dari kecerdasan buatan yang digunakan. Sebab, pada beberapa kasus, AI kerap memberi jawaban yang menyesatkan atau tidak sesuai etika. Tim VICA menyadari hal dan sepakat kalau model AI bisa memberikan respons yang salah namun terdengar meyakinkan.
Jawaban yang keluar dari model AI juga bisa terkontaminasi oleh bias. Bias bawaan ini mungkin terjadi imbas dari kumpulan data yang digunakan untuk melatih model AI itu. Namun hal ini bisa jadi sulit dicegah karena kekurangan informasi yang dimasukkan dalam data latihan AI tersebut. Bias dan jawaban menyesatkan tadi kemudian nampak dalam respons AI atas pertanyaan pengguna.
Untuk menjaga pembicaraan yang sehat, model AI juga perlu menyaring konten yang ditanyakan pengguna. “Moderasi obrolan diperlukan untuk memantau dan menyaring pesan yang dimasukkan pengguna untuk mengatur respons AI terhadap konten yang tidak pantas dan menyinggung.”
Etika lain yang dipertimbangkan tim pengembang VICA adalah soal tata kelola data. Saat berinteraksi dengan chatbot, pengguna mungkin secara tidak sengaja memberikan data pribadi dan rahasia secara sukarela akibat perintah chatbot.
“Terlepas dari fungsi dan potensi AI generatif yang sangat besar, kami memastikan teknologi ini digunakan dengan cara yang etis dan menguntungkan pengguna dan masyarakat,” tegas tim VICA.
Untuk mengurangi berbagai risiko disinformasi, misinformasi, bias, dan masalah etis lain, tim memastikan efisiensi dan kegunaan tiap informasi yang dikumpulkan dan ditransformasi sebagai bahan data mentah pelatihan model AI yang mereka kembangkan. Hal ini juga dilakukan agar mereka mematuhi aturan tata kelola data yang berlaku. Selain itu, mereka pun senantiasa memeriksa umpan balik pengguna agar chatbot yang dikembangkan berfungsi semestinya.
Ketika ditanya soal pengembangan VICA ke depan, sejak pertengahan 2022, tim pengembang telah mulai bereksperimen dengan program AI Generatif. Program ini bisa memahami petunjuk tertulis dan merespons dengan bantuan yang bermanfaat secara real-time.
Dalam jangka Panjang, VICA akan terus disempurnakan dengan teknologi terkini yang paling sesuai dengan kebutuhan Whole-Of-Government. Mereka akan mengembangkan antarmuka obrolan terpadu sehingga branding pada chatbot pemerintah lebih seragam di semua kementerian dan lembaga. Selain itu, mereka juga berencana melakukan integrasi VICA dengan Singpass, memperbanyak fitur Live Chat, serta integrasi dengan platform chat seperti Whatsapp dan Telegram.
Selain itu, tim VICA juga telah menjajaki teknologi kemampuan percakapan tingkat lanjut seperti yang digunakan oleh ChatGPT. Mereka tengah menelisik teknologi ini dalam program beta tertutup dan tengah melakukan pengujian internal untuk meningkatkan kualitas dan kenyamanan pemakaian chatbot. Langkah selanjutnya adalah menerapkan cara yang dapat mempermudah para mitra GovTech ketika mengadopsi platform VICA ketika mereka ingin membuat chatbot sendiri. Dengan VICA, mereka bisa mempersingkat waktu dan mengurangi kerumitan dalam melatih serta memelihara chatbot mereka.
“Kemajuan teknologi apa pun harus bisa memberikan pelayanan yang lebih baik bagi mitra instansi dan warga, itu sudah menjadi DNA kami,” tegas tim VICA
Cita-cita jangka panjang lain adalah membuat chatbot VICA bisa digunakan sebagai media transaksi. Jadi, chatbot ini tak sekedar bisa menjawab pertanyaan saja, tapi juga bisa terintegrasi dengan operasional layanan pemerintah. “Kami juga selalu terbuka untuk teknologi baru dan siap melakukan kalibrasi melalui fase pengujian internal, sebelum meluncurkan layanan itu kepada warga.”
Membangun tim inovatif
Tim VICA lantas membeberkan sejumlah cara yang mereka lakukan untuk memastikan inovasi berkelanjutan dan keberhasilan program.
“Dengan menetapkan tujuan dan sasaran yang jelas, setiap anggota tim akan terbantu untuk memahami bahwa mereka memiliki tujuan bersama yang jelas, sehingga setiap orang memahami tugas dan tanggung jawab masing-masing.”
Di tahap awal, tim membangun kerangka kerja manajemen proyek. Kerangka ini membantu peran dan tanggung jawab anggota tim untuk pembagian beban kerja yang sehat di setiap tahap proyek. Kerangka ini juga berguna untuk penentuan perencanaan anggaran agar biaya bisa dikelola secara efektif. Tim juga menciptakan suasana yang terbuka terhadap berbagai umpan balik, sehingga setiap anggota tim bisa dengan bebas dan merasa aman dan didengar ketika mengajukan pendapat.
Untuk mengukur dan mengevaluasi keefektifan kerja, tim VICA mengadopsi metodologi Agile. Metode ini dianggap lebih fleksibel, cepat, dan bisa membantu tim untuk meningkatkan kualitas kerja mereka. Sementara dalam proses pengembangan produk, mereka mendapat manfaat dari metode Scrum dan Kanban. Sebagai bahan evaluasi, tim juga mengandalkan retrospektif untuk mempelajari kembali apa yang berhasil dan apa yang tidak. Bahan ini lantas digunakan untuk perbaikan produk di masa mendatang.
Ketika berinteraksi dengan tim yang berbeda latar belakang, tim VICA memulai proyek dengan membangun rasa saling percaya dan menyelaraskan visi dan tujuan bersama. Sehingga, tiap anggota bisa memiliki cara masing-masing untuk berkontribusi dengan caranya yang unik. Dengan menyatukan semua pendapat berbeda ini, mereka dapat menciptakan dan menemukan solusi inovatif untuk berbagai masalah.
Sementara untuk menjaga kebersamaan dan kolaborasi yang efektif dalam tim, mereka memperbanyak waktu bersama lewat sesi curah pendapat (brainstorming), proyek bersama, hingga kegiatan team bonding. Mereka pun mengembangkan budaya untuk menghargai kontribusi dan menghormati pendapat setiap anggota tim. Inisiatif ini menjamin tiap pendapat didengar serta memberikan lingkungan yang aman bagi tiap anggota untuk berbagi pandangan yang berbeda.
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Singapore and Indonesia reaffirmed their strong and long-standing economic ties; and to explore opportunities in the development of Indonesia’s new capital city, Nusantara, both nations welcomed the Letters of Intent submitted by Singapore-based businesses from a variety of sectors, including construction, telecommunication and finance. This collaboration in renewable energy and the digital economy was expanded.
Singapore’s Senior Minister and Coordinating Minister for National Security Teo Chee Hean and Indonesia’s Coordinating Minister for Maritime Affairs and Investments Luhut Binsar Pandjaitan signed a Memorandum of Understanding (MOU) on Renewable Energy Cooperation.
Both countries will facilitate investments in the development of renewable energy manufacturing industries, such as solar photovoltaics (PV) and battery energy storage systems (BESS) in Indonesia, as well as cross-border electricity trading projects between Indonesia and Singapore, under the terms of the MOU.
Recognising the synergies shared by Singapore’s and Indonesia’s tech ecosystems, Singapore’s Minister for Trade and Industry Gan Kim Yong and Indonesia’s Coordinating Minister for Economic Affairs Airlangga Hartarto also signed the MOU on the Singapore-Indonesia Tech:X Programme.
The MOU will establish the Tech:X Programme, which enables young tech professionals from Singapore and Indonesia to work in each other’s countries, strengthens ties between the two nations’ tech ecosystems, and enables young tech professionals to pursue expanding opportunities in the digital economy.
“Through the Tech:X Program, we hope that young tech talent from both countries will be able to learn from one another, gain exposure, and expand the capabilities of both countries’ tech workforces,” Minister Gan says.
Ministers Gan and Airlangga also witnessed the signing of nine partnership documents between Singapore and Indonesia companies on 15 March 2023, in conjunction with the Leaders’ Retreat. In addition to health tech and ed-tech, the partnerships are in the digital economy.
The annual G2G platform, as well as the Singapore-Indonesia Six Bilateral Economic Working Groups (6WG), facilitate close economic collaboration between Singapore and Indonesia.
The 6WG platform addresses economic collaboration in the following areas: Batam, Bintan, Karimun, and other Special Economic Zones: Investments, Manpower, Agribusiness, Transportation, and Tourism.
Singapore and Indonesia have close commercial and investment ties. With bilateral trade totalling S$76.4 billion in 2022, Indonesia is Singapore’s sixth-largest trading partner. Since 2014, Singapore has been Indonesia’s top source of Foreign Direct Investment (FDI), with Singapore’s investments in Indonesia totalling US$17.5 billion by 2022.
OpenGov Asia earlier reported that Prime Minister Lee Hsien Loong and Indonesian President Joko Widodo recently met at the Singapore-Indonesia Leaders’ Retreat. This was the sixth Leaders’ Retreat for Prime Minister Lee and President Joko Widodo and the first to be held in Singapore since the COVID-19 pandemic.
During President Joko Widodo’s two terms in office, the relationship between the two countries had significantly improved, according to both leaders. This laid the groundwork for them to collaborate in new ways that are profound, multifaceted, forward-looking, and beneficial to both countries.
The ratification of all three agreements under the Expanded Framework was celebrated by the Leaders. These included the Agreement on the Realignment of the Boundary between the Jakarta Flight Information Region (FIR) and the Singapore FIR, the Extradition Treaty, and the Defense Cooperation Agreement.
The Leaders anticipated the next step of obtaining International Civil Aviation Organisation approval for the new arrangements under the FIR Agreement so that both countries could implement all three agreements at a mutually agreed upon date. The resolution of these enduring issues demonstrates the maturity and resilience of bilateral relations.
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Within a year of its commencement, the innovative education model FORTE (Financing of Return to Employment) has shown excellent early outcomes for both local career seekers and employers as the first groups of South Australian students transition from training to employment.
The FORTE pilot programme, which commenced in May 2022, is supported by the Department for Industry, Innovation, and Science. It provides high-quality training at no cost, aimed at equipping 150 South Australians with the necessary digital skills to work in the state’s rapidly growing hi-tech sectors.
Under the FORTE model, local training providers such as Generation Australia, General Assembly, _nology, and 42 Adelaide deliver the training, which is initially funded by private investors. Running for a duration of three years, the pilot programme has shown encouraging early indicators. Over 40% of recent FORTE graduates have already secured jobs at various tech companies.
The remaining graduates are currently actively seeking employment and attending interviews, with the FORTE team providing support to ensure they are matched with appropriate job opportunities within the next three to six months.
The South Australian Government will only make repayments under the FORTE model when a participant has demonstrated a successful employment outcome, meaning that they have secured work in their desired field, achieved higher income, and generated higher income tax as a result. By implementing this approach, the FORTE model ensures that the South Australian Government only funds labour force interventions that are effective.
According to the Founder & CEO of FORTE, talent is abundant throughout South Australia, and the programme aims to provide everyone with the opportunity to learn new in-demand skills, attain financial independence, and reach their full potential.
The FORTE model guarantees that the South Australian Government only invests in labour force interventions that have proven effectiveness. The CEO believes that there is an abundance of talent in South Australia and that the programme is designed to provide everyone with an opportunity to learn new in-demand skills, achieve financial independence, and reach their full potential.
The programme aims to help Adelaide become a leading tech hub in the Asia-Pacific region. A great tech talent pipeline is essential for this goal to be achieved. Thus far, the initiative has contributed to bridging the gender divide in the tech industry. Women who are re-entering the workforce, especially those who have taken a break to raise a family, are a valuable talent pipeline that FORTE aims to tap into.
The Forte Tech Program is a three-month full-time training programme aimed at improving the tech skills of participants. The programme also includes career development services to assist participants in securing employment opportunities in the tech industry. These services include introductions to potential employers, assistance in crafting resumes and profiles, and one-on-one coaching.
The programme is entirely remote, enabling participants to work from home while receiving top-quality training, hands-on project experience, and ongoing support. The training focuses on fields such as Data Analytics, Software Development, and Cloud Computing, which offer excellent salaries, and flexibility and are in high demand for the future. In addition, the training comes at no cost to participants.
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Director General of Resources and Equipment of Post and Information Technology (SDPPI) at the Ministry of Communication and Informatics, Ismail, revealed that Indonesia is optimising technology by ensuring sufficient digital connection and working in concert with the private sector and the community. For its citizens to make the most of this technology, the government of the Republic of Indonesia is investing heavily in its development.
According to Ismail, Indonesia has a well-balanced strategy of infrastructure development and radio frequency spectrum management in place, which would speed up the nationwide rollout of digital infrastructure. However, Indonesia needs to harness an IoT-based platform that uses the country’s digital infrastructure to speed up digital transformation and promote innovation in day-to-day living.
“The Indonesian government has invested much in expanding access to the internet throughout the country, particularly in rural and isolated areas. While this is happening, the Indonesian government is working to speed up the spread of ICT applications and services across many sectors,” Ismail mentioned in an online session for the World Summit on the Information Society (WSIS) Prizes 2023 titled “High-Level Policy Session 7: Ethical Dimensions of Information and Knowledge Societies/Bridging Digital Divides”.
The event attended by ministerial representatives from the European Union, Pakistan, Iran, Cambodia, India and the United Arab Emirates were in attendance. In addition, academics and representatives from foreign organisations were also in attendance.
Ismail points out that the government and the private sector need to collaborate with other actors as the infrastructure network expanded. As seen by the aftermath of the COVID-19 outbreak in Indonesia, the business sector was spurred to develop and implement several digitisation programmes in the education, healthcare, and SME support sectors.
“Such as student e-book libraries and e-chat programmes. The programme was designed to help educators and students in their academic pursuits. In addition, there is a database of digital web pages, including about 7,500 pieces of digital information. Using digital technology, they hope to create a more accessible education system for all members of our community, he explained.
Ismail said the programme has the potential to benefit over 40,000 educators and over 600 institutions this academic year through enhanced professional development opportunities. Over 20,000 educators and 16,000 pupils have benefited from private sector capacity development programmes.
The private sector in Indonesia has launched several programmes to aid the growth of SMEs. These programmes provide SMEs with resources, including startup funding, digital marketing courses, and more.
Several private sector personnel and over 16,000 partners began the programme to digitalise small and medium-sized businesses. From this, we can infer that the government is trying to promote the availability of digital services and apps,” he said.
Meanwhile, in the healthcare sector, the private sector helps to produce the PeduliLindungi health app during the recent Covid-19 outbreak. The collaboration from a local developer’s team, the Indonesian government’s Ministry of Health, and the Ministry of Communication and Informatics have sped up the development and improvement of the app.
During the pandemic “this application provides information about health and other relevant information,” the Director General of SDPPI of the Ministry of Communication and Informatics pointed out.
With over 100 million users, the software has been downloaded and is now used as an Indonesian Health Service Platform known as Satu Sehat Platform. The Platform is a unified health record system for locals. Director General Ismail cited that app as an example of one that is crucial to Indonesia’s healthcare system.
Indonesia’s government is constantly improving its public services to make them more effective and accessible to the people. Efforts to manage Indonesia’s National Public Service Innovation Network have officially commenced. (JIPPNas). The JIPPNas website has become a clearinghouse for innovative methods in public service throughout the country.
The website was created to compile all accessible statistics and information on the best public services and help Indonesia’s public and private sectors better understand how to develop innovation. The JIPPNas website is a hub for promoting innovation, especially in public services, thanks to the collaborative efforts of several different organisations.
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The Transport Minister, Michael Wood, launched the country’s first electric vehicle (EV) charging strategy, which includes plans to provide EV charging stations in almost every town in New Zealand. The strategy is titled Charging Our Future. According to Wood, the government’s vision is for Aotearoa New Zealand to have world-class EV charging infrastructure that is accessible, affordable, convenient, and reliable.
The strategy aims to offer journey charging hubs every 150-200 kilometres on main highways, a public charger for every 20-40 EVs in urban areas, and public charging at community facilities for all settlements with 2,000 or more people. Meeting the targets would see tens of thousands more EV chargers across the country, Wood said.
Emissions from the light vehicle fleet are the single largest source of transport emissions in New Zealand, partially due to having some of the most fuel-inefficient and emissions-intensive vehicles in the OECD. This is expensive and damaging to people’s health and the environment. “Switching to EVs would be like buying petrol for 40c/litre, which would make a big difference for household budgets,” he explained.
Last May, the government released Aotearoa New Zealand’s first emissions reduction plan. The plan explored how the country would meet the first emissions budget for 2022–25 and put it on track to meet future emissions budgets. As per the strategy, transport is one of New Zealand’s largest sources of greenhouse gas emissions and is responsible for 17% of national gross emissions and 39% of total domestic carbon dioxide emissions.
The Emissions Reduction Plan includes the action to rapidly adopt low-emissions vehicles including by improving EV-charging infrastructure across Aotearoa to ensure that citizens have adequate access to charging facilities. Although EVs are not a solution, they are a crucial part of a decarbonised transport system, complementing increased opportunities for adults and children to safely walk, cycle, and use high-quality public transport, the strategy wrote. The country needs an EV charging plan to provide certainty to all parties about the role government will play in supporting EV charging infrastructure.
These new targets will facilitate infrastructure to support different trips and journeys that EV drivers make as well as ensure that rural and provincial New Zealand locations are accessible for residents and visitors with EVs. Wood noted that the success of the government’s clean car policies means there are more than 69,000 EVs on roads, over 80% more than at the end of 2021. This strategy will ensure New Zealand can sustain the uptake of EVs as it is witnessing more people make the switch.
The Ministry will work with local government and industry across transport, energy, and other sectors to deliver on these initiatives. “We also want to make sure we’re working alongside the public. I hope everyone will take the opportunity to feed into the draft strategy and the discussion document,” Wood stated.
The country’s capital, Wellington, previously announced it aims to replace all fossil-fuel-powered passenger vehicles with electric alternatives by 2030. Last year, the Wellington City Council added 24 electric vehicles (EVs) to its fleet. As OpenGov Asia reported, by mid-August, there were 40 EVs for staff to use for daily operations.
A study by the New Zealand Transport Agency (Waka Kotahi) about Kiwi behaviour showed that on average, people don’t travel more than 20 to 50 kilometres a day. Introducing electric vehicles that are capable of a 250-300 kilometres range in one full charge will be the right match for most Council operations. As Wellington city is compact, there are many opportunities for people to change the way they travel throughout the city and have an impact on carbon emissions. More recently, the capital approved trialling a public e-bike share scheme, allowing residents and visitors to hire e-bikes to get around the city.
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The HKUST Business School conducted a comprehensive research study aimed at guiding policy and strategy development for Hong Kong’s regtech sector. The study highlights the pain points currently facing the industry and proposes measures that could strengthen its growth.
To create a more vibrant and innovation-friendly regtech ecosystem, regulators should consider leading in technology development, providing incentives for technology use, and issuing clear guidelines to facilitate technology adoption.
Regtech is a subsector of fintech that adds value to financial institutions and end-users of financial services by automating compliance processes and facilitating innovative customer services such as remote bank account opening. The Hong Kong Government recognises the significance of regtech as part of its fintech strategy and promotes its growth in the city.
To conduct the study, the research team collected insights from regtech solution providers and users, including senior management from banks, payment service providers, and asset management companies. The team used an online survey and focus group discussions to gather this information. Based on their findings, the team developed two reports that summarise their key observations and recommendations.
The research team identified the potential of regtech in automating financial institutions’ know-your-customer (KYC) processes and recommended establishing clear protocols for releasing government data for document verification purposes.
Additionally, the team proposed several solutions to address Hong Kong’s regtech talent shortage, including allocating more resources for on-the-job training, mandating IT courses for finance majors, and establishing an accredited regtech program that is widely recognised.
The Dean of HKUST Business School expressed that financial institutions are turning towards regtech to stay competitive and provide consistent value to customers amid a rapidly changing market with numerous regulatory requirements.
He hopes that this study will help policymakers, regulators, and industry participants to enhance the regtech capabilities of the city and accelerate industry growth. Additionally, the school plans to allocate more resources and focus on regtech research in the future.
The following are the recommendations provided by the HKUST Business School’s study on promoting regtech development in Hong Kong:
Creating a Friendly Regulatory Environment that Encourages Innovation:
- Establish clear guidelines with notes on interpretation and provide prompt feedback
- Provide incentives to the industry, startups, and academics to facilitate regtech innovation
Building a Connected, Inclusive, and Vibrant Regtech Ecosystem:
- Regulators to take lead in technology solutions to address pain points of the industry
- Build an inclusive regtech network through the facilitators
- Accreditation of regtech solution providers
Facilitating the Sharing of Data & Technology in the Regtech Community:
- Standardise the APIs for different banks to share data
- Provide shared databases and platforms to be accessed by different regtech stakeholders
- Allow successful sandbox projects to share solutions
Facilitating KYC Processes and Cross-Border Data Access:
- Establish protocols for verification of documents and identities (individuals and corporates)
- Collaborate with Mainland China to offer standardised procedures and data access
Solving Hong Kong’s Regtech Talent Shortage:
- Government and regulators to allocate more resources for on-the-job training
- Government to sponsor more internships, as firms may not have the resources to support student internships
- Government could provide living allowance to expatriates, or subsidise the companies that offer housing benefits to expatriates to increase their willingness to relocate to Hong Kong
- Higher education providers to include mandatory IT courses in the curriculum for finance majors
- Establish a widely accepted accredited program with regtech as a specialisation for graduates and practitioners to certify fintech and regtech talent
- Provide a clear path for the regtech profession and offer a more rewarding scheme and more interesting future prospects to attract students into the field.
The Policy Innovation and Coordination Office (PICO) and the Research Grants Council (RGC) funded the study.