Close this search box.

We are creating some awesome events for you. Kindly bear with us.

Strengthening Financial Inclusion in Indonesia with Population Data

Accurate and quick information is crucial in today’s increasingly digital environment. Many industries, including the banking industry, realise the value of utilising population data collected by the Dukcapil Directorate General. The Office of Justice and Accountability (OJK) and the Directorate General of Population and Civil Registry (DGPR) are working together to strengthen the public’s access to, confidence in, and protection of population data.

To better regulate and monitor the financial sector, the Financial Services Authority (OJK) and the Directorate General of Population and Civil Registration (Ditjen Dukcapil) have signed a new Cooperation Agreement (PKS). Agus Edy Siregar, Deputy Commissioner for Financial System Stability, and Teguh Setyabudi, Director General of Population and Civil Registration, signed an agreement to make it easier for OJK to use population identification numbers, population data, and electronic identity cards in the course of their work.

Synchronisation, verification, and validation of debtor information service applicant data on the IDEBKU application are just a few of how this collaboration will improve the Financial Services Sector. The SLIK OJK Debtor Information Service (IDEBKU) is a publicly available web-based programme.

Additionally, the parties to the agreement will check the information provided by applicants for the licencing service for business players in the financial services industry in the System for the Provision of Information Related to Licencing and Registration (SPRINT). SPRINT is an application that allows financial service business actors to apply for licences in a centralised location. This application is related to licencing of financial service business actors.

The relationship will also include verifying data on prospective suppliers of goods and services in the Procurement Information System (SIPROJEK) of the Financial Services Authority. SIPROJEK is a procurement information system used to manage the supply of goods and services.

OJK reaffirmed its commitment to guaranteeing that the use of population data is carried out in conformity with existing rules and regulations, particularly in protecting personal data. This pledge was made because OJK has emphasised its commitment to ensuring population data use.

The regulatory agency has committed to continuing to strengthen the collaboration it has with the Directorate General of Population and Civil Registry to maximise the utilisation of population data, as well as to increase the effectiveness and efficiency with which it carries out its regulatory and supervisory responsibilities about the Financial Services Sector, consumer protection, and services to the public.

OJK has worked with the government before to improve Indonesia’s banking system. In 2019, the OJK and the Ministry of Home Affairs signed a memorandum of understanding to work together on several fronts.

The collaboration has expanded the Financial Services Authority’s mandate to include the use of National Identity Numbers, Population Data, and Electronic Identity Cards and bolstering financial education, inclusion, and consumer protection via the Role Optimisation Regional Financial Access Acceleration Team. A significant step towards better financial services in Indonesia has been taken by signing a collaboration agreement between OJK and the Directorate General of Population and Civil Registration.

On the other hand, increased digital financial inclusion and awareness, especially among MSMEs (Micro, Small, and Medium Enterprises), is another priority for the Financial Services Authority (OJK). The aid is expected to encourage MSMEs to contribute to the ASEAN region’s national economy and financial security.

One such programme, Credit Against Moneylenders, has been successfully implemented in 78 locations, benefiting approximately 1 million borrowers and raising more than IDR 26 trillion in funds. OJK maintains its backing for initiatives that facilitate the provision of such low-cost, no-hassle finance for MSMEs.


Qlik’s vision is a data-literate world, where everyone can use data and analytics to improve decision-making and solve their most challenging problems. A private company, Qlik offers real-time data integration and analytics solutions, powered by Qlik Cloud, to close the gaps between data, insights and action. By transforming data into Active Intelligence, businesses can drive better decisions, improve revenue and profitability, and optimize customer relationships. Qlik serves more than 38,000 active customers in over 100 countries.


As a Titanium Black Partner of Dell Technologies, CTC Global Singapore boasts unparalleled access to resources.

Established in 1972, we bring 52 years of experience to the table, solidifying our position as a leading IT solutions provider in Singapore. With over 300 qualified IT professionals, we are dedicated to delivering integrated solutions that empower your organization in key areas such as Automation & AI, Cyber Security, App Modernization & Data Analytics, Enterprise Cloud Infrastructure, Workplace Modernization and Professional Services.

Renowned for our consulting expertise and delivering expert IT solutions, CTC Global Singapore has become the preferred IT outsourcing partner for businesses across Singapore.


Planview has one mission: to build the future of connected work. Our solutions enable organizations to connect the business from ideas to impact, empowering companies to accelerate the achievement of what matters most. Planview’s full spectrum of Portfolio Management and Work Management solutions creates an organizational focus on the strategic outcomes that matter and empowers teams to deliver their best work, no matter how they work. The comprehensive Planview platform and enterprise success model enables customers to deliver innovative, competitive products, services, and customer experiences. Headquartered in Austin, Texas, with locations around the world, Planview has more than 1,300 employees supporting 4,500 customers and 2.6 million users worldwide. For more information, visit


SIRIM is a premier industrial research and technology organisation in Malaysia, wholly-owned by the Minister​ of Finance Incorporated. With over forty years of experience and expertise, SIRIM is mandated as the machinery for research and technology development, and the national champion of quality. SIRIM has always played a major role in the development of the country’s private sector. By tapping into our expertise and knowledge base, we focus on developing new technologies and improvements in the manufacturing, technology and services sectors. We nurture Small Medium Enterprises (SME) growth with solutions for technology penetration and upgrading, making it an ideal technology partner for SMEs.


HashiCorp provides infrastructure automation software for multi-cloud environments, enabling enterprises to unlock a common cloud operating model to provision, secure, connect, and run any application on any infrastructure. HashiCorp tools allow organizations to deliver applications faster by helping enterprises transition from manual processes and ITIL practices to self-service automation and DevOps practices. 


IBM is a leading global hybrid cloud and AI, and consulting services provider, helping clients in more than 175 countries capitalize on insights from their data, streamline business processes, reduce costs and gain the competitive edge in their industries. Nearly 3,800 government and corporate entities in critical infrastructure areas such as financial services, telecommunications and healthcare rely on IBM’s hybrid cloud platform and Red Hat OpenShift to affect their digital transformations quickly, efficiently, and securely. IBM’s breakthrough innovations in AI, quantum computing, industry-specific cloud solutions and business services deliver open and flexible options to our clients. All of this is backed by IBM’s legendary commitment to trust, transparency, responsibility, inclusivity, and service. For more information, visit